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All agents are NOT alike! Find out why we consistently sell over 100 homes per year and are top real estate experts.Call Us 770-386-0076
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FREE Buyer Representation! Don't Waive Your Right To Buyer Representation By Walking Into The Builders Sales Office Without An Agent. Find Out More > View All Offers >
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Christine and her team are awesome! "We received an offer and closed within 10 days, the entire office was very obliging to our needs" --Van & Dawn Q. Read Quote > View All Quotes >
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Compare three mortgages at one time.
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Team Christine, Inc are some of
The Top Selling Real Estate Experts Find Out More > |
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Meet Team Christine, Inc. Team Christine, serving Bartow, Cobb, Paulding and Cherokee County. With over 30 years of combined experience, Team Christine, Inc, is your most experienced Real Estate Team in North Georgia 
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Chris Topham ePro Realtor, GRI, CRS
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Christine Topham, Listing Specialist As a busy Realtor in the North Georgia area I’ve learned a lot; about serving my clients. Moving families and making big financial decisions can be a stressful experience for most. That’s where my team comes in. We take the stress out of the move by assessing your needs and determine what is important to you and your family. We have helped families in all types of situations. Whether you are relocating, moving or down, looking for land or are an investor. We can help you to attain your financial and personal goals when it comes to buying or selling. 770.386.0076 ext 101 christine@teamchristine.com |
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Keith Topham, Operations Manager Within the team, Keith monitors and upgrades all office systems, ensuring that TEAM CHRISTINE is working with the latest technology available. With a strong background as former co-owner and manager of HomeWorks Custom Structures, a residential and commercial construction company, Keith can offer advice and solutions to any construction concerns that may arise. 770.386.0076 ext.102 keith@teamchristine.com |
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Patty Weems, Buyer’s Consultant As a Buyer’s Agent, Patty works tirelessly at matching home buyer’s with their requirements and desires in their new home. With ten years experience in the corporate real estate market, she specializes in both the buying and selling aspects of corporate relocation. 770.386.0076 ext.105 Patty@teamchristine.com
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Annemarie Johns, Buyers Consultant
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Kara Duke , Contract Manager Kara is responsible for coordinating all contracts and team communication from the date of listing until the day of closing. With her attention to detail, you can trust that Kara is organized and ready to help each client through their home-buying and selling experience. 770.386.0076 ext.103 clientcare@teamchristine.com
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Sonya McCoy, Marketing Special Projects Sonya manages the post card campaigns and new marketing initiatives. With five years of experience in real estate as well as owning her own business, you can rest assured Sonya encompasses the experience and expertise to implement new strategies. 770.386.0076 ext.100 Marketing@teamchristine.com | 
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Interest Rates >Locking in Loan Rates
It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
What was the first territorial acquisition made by the U.S. Government?
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The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%. |
See More Real Estate Trivia > |
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