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From My Affiliates: Acworth, Kennesaw and Cartersville Georgia home buying, real estate listings, and homes for sale in Bartow County, GA

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First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Q	What is the average age of a first-time homebuyer in the United States today?
A	The average age of a first-time U.S. home buyer is 32 years.
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Team Christine, Inc, REALTORŽ, real estate agents and broker for Acworth, Kennesaw and Cartersville Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine &Team Christine, Inc.
RE/MAX Unlimited North
Cartersville Ga 30120
Direct: 770-386-0076
Cell Phone: 404-509-4255
Fax: 770-386-4005
christine@teamchristine.com
keith@teamchristine.com
For over a decade, Christine and her team have been serving the North Georgia real estate market. As one of the leading real estate teams in the area, Christines focus is on listening and acting on behalf of her clients special needs. Consistently ranked in the Top 1% of RE/MAX agents nationwide, Christine has been recognized by RE/MAX International with the RE/MAX Lifetime Achievement and Chairmans Awards. She has recently been inducted into the RE/MAX Hall of Fame and Ranked in the TOP 100 Teams by Communities Magazine. Christine has attained the CDPE (Ceritfied Disressed Property Expert) GRI (GRADUATE OF THE REALTOR INSTITUTE), CRS (CERTIFIED RESIDENTIAL SPECIALISTS) and ePRO (CERTIFIED INTERNET PROFESSIONAL) designations, she consistently strives to further her education and professional skills by attending the latest real estate seminars and conferences. Recognized by top sales organizations in the industry, Christine has had the privilege to teach and coach her peers to advance the real estate profession. Christine is known in the industry as a skillful negotiator and progressive in her field. As a Technology Team that Brings Home Results, Christines team offers a unique perspective that is focused on exceeding customer satisfaction when buying or selling property. With sales experience that includes corporate sales, nationwide relocation, foreclosures and luxury homes, we bring highly specialized marketing, negotiating and problem solving skills to work for you. If you demand professionals with a high level of energy, enthusiasm and market knowledge that culminates with results, then look no further. We have proven experience to provide unparalleled ethical service beyond your expectations.

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NUMBER1EXPERTS™ in real estate for Acworth, Kennesaw, Acworth, Kennesaw and Acworth, Kennesaw and Cartersville, Georgia, foreclosures, short sales, Distressed Properties, Avoid Foreclosure, Stop foreclosure

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