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Latest Listings: Acworth, Kennesaw and Cartersville Georgia home buying, real estate listings, and homes for sale in Bartow County, GA

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	Nearly every state has a mandate for seller disclosure. What must a seller disclose?
A	The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
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Team Christine, Inc, REALTOR®, real estate agents and broker for Acworth, Kennesaw and Cartersville Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine &Team Christine, Inc.
RE/MAX Realty Group, Cartersville
319 E. Cherokee Ave.
Cartersville Ga 30120
Direct: 770-386-0076
Toll Free: 1-888-386-1079
Fax: 770-386-4005
christine@teamchristine.com
For over a decade, Christine and her team have been serving the North Georgia real estate market. As one of the leading real estate teams in the area, Christine’s focus is on listening and acting on behalf of her clients’ special needs. Consistently ranked in the Top 1% of RE/MAX agents nationwide, Christine has been recognized by RE/MAX International with the RE/MAX Lifetime Achievement and Chairman’s Awards. She has recently been inducted into the RE/MAX Hall of Fame and Ranked in the TOP 100 Teams by Communities Magazine. Christine has attained the GRI (GRADUATE OF THE REALTOR INSTITUTE), CRS (CERTIFIED RESIDENTIAL SPECIALISTS) and ePRO (CERTIFIED INTERNET PROFESSIONAL) designations, she consistently strives to further her education and professional skills by attending the latest real estate seminars and conferences. Recognized by top sales organizations in the industry, Christine has had the privilege to teach and coach her peers to advance the real estate profession. Christine is known in the industry as a skillful negotiator and progressive in her field. As a “Technology Team” that “Brings Home Results”, Christine’s team offers a unique perspective that is focused on exceeding customer satisfaction when buying or selling property. With sales experience that includes corporate sales, nationwide relocation, foreclosures and luxury homes, we bring highly specialized marketing, negotiating and problem solving skills to work for you. If you demand professionals with a high level of energy, enthusiasm and market knowledge that culminates with results, then look no further. We have proven experience to provide unparalleled ethical service beyond your expectations.

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