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"Christine was very honest; she did not ‘beat around the bush’ and got straight to the point about the price to sell our home and it worked!"
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Testimonials: Acworth, Kennesaw and Cartersville Georgia home buying, real estate listings, and homes for sale in Bartow County, GA

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Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Q	What house is considered to be the first house with running water in America?
A	John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Team Christine, Inc, REALTOR®, real estate agents and broker for Acworth, Kennesaw and Cartersville Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine &Team Christine, Inc.
RE/MAX Unlimited North
Cartersville Ga 30120
Direct: 770-386-0076
Cell Phone: 404-509-4255
Fax: 770-386-4005
christine@teamchristine.com
keith@teamchristine.com
For over a decade, Christine and her team have been serving the North Georgia real estate market. As one of the leading real estate teams in the area, Christine’s focus is on listening and acting on behalf of her clients’ special needs. Consistently ranked in the Top 1% of RE/MAX agents nationwide, Christine has been recognized by RE/MAX International with the RE/MAX Lifetime Achievement and Chairman’s Awards. She has recently been inducted into the RE/MAX Hall of Fame and Ranked in the TOP 100 Teams by Communities Magazine. Christine has attained the CDPE (Ceritfied Disressed Property Expert) GRI (GRADUATE OF THE REALTOR INSTITUTE), CRS (CERTIFIED RESIDENTIAL SPECIALISTS) and ePRO (CERTIFIED INTERNET PROFESSIONAL) designations, she consistently strives to further her education and professional skills by attending the latest real estate seminars and conferences. Recognized by top sales organizations in the industry, Christine has had the privilege to teach and coach her peers to advance the real estate profession. Christine is known in the industry as a skillful negotiator and progressive in her field. As a “Technology Team” that “Brings Home Results”, Christine’s team offers a unique perspective that is focused on exceeding customer satisfaction when buying or selling property. With sales experience that includes corporate sales, nationwide relocation, foreclosures and luxury homes, we bring highly specialized marketing, negotiating and problem solving skills to work for you. If you demand professionals with a high level of energy, enthusiasm and market knowledge that culminates with results, then look no further. We have proven experience to provide unparalleled ethical service beyond your expectations.

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NUMBER1EXPERTS™ in real estate for Acworth, Kennesaw, Acworth, Kennesaw and Acworth, Kennesaw and Cartersville, Georgia, foreclosures, short sales, Distressed Properties, Avoid Foreclosure, Stop foreclosure

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